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From Killarney Credit Union

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Killarney Credit Union

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Telephone

064 KillarneyCU6631344

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Email

info@KillarneyCUkillarneycu.ie

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Locations

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Member services

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Telephone

064 KillarneyCU6631344

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Email

info@KillarneyCUkillarneycu.ie

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Locations

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Current Promo Campaign
 
Telephone

064 KillarneyCU6631344

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Email

info@KillarneyCUkillarneycu.ie

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Locations

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Home Improvement Loan

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Killarney Credit Union

Accounts Payments & Transfers

Q. What countries can I receive payments from?
Payments can be received from countries in the SEPA Zone only. There are 33 countries within the SEPA Zone, including the 28 EU member states and five other territories.
The 28 EU States:
Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France Germany, Greece, Hungary, Ireland, Italy, Latvia, Lithuania, Luxembourg, Malta, Netherlands, Poland, Portugal, Romania, Slovak Republic, Slovenia, Spain, Sweden and United Kingdom.
Other Territories:
Iceland, Liechtenstein, Monaco, Norway and Switzerland
Note: Payments can only be made and received in euro.

Q. What countries can I sent payments to?  Currently payments can only be made to accounts held in Irish banks.

Q. Can I make a payment (Credit Transfer) from the UK to a Credit Union account?
Yes, it is possible to make a payment from the UK to a Credit Union account. The important point for the member to remember is that the payment type must be a ‘SEPA Credit Transfer’ not an ‘International Payment’.
The member must stipulate that the payment to be made must be a ‘SEPA Credit Transfer’. The UK bank will convert the sterling debit on the UK account from sterling to euro and send the payment out as a ‘SEPA Credit Transfer’. The payment will be received into the member account in euro.
Similarly it is possible to receive pension payments from the UK for the credit of a member account- again the member must stipulate that the payment must be made as a SEPA Credit Transfer.


Q. Can I make a payment (Credit Transfer) from a country outside the SEPA Zone to a Credit Union account?
No, countries outside the SEPA Zone are not eligible to make SEPA payments.


Q. What would happen if a member attempted to make a payment to a Credit Union member account outside the SEPA Zone?
If a member attempts to make a payment from a country outside the SEPA Zone, the originating bank should reject the payment. In some cases, the originating back may attempt to send the payment as an International SWIFT payment – in which case the payment will be returned when it reaches the destination country. It may take some days for the payment to be returned.


Q. Can I make a payment (Credit Transfer) to a country outside Ireland.
Currently no. This payment will be rejected immediately by CUSOP as the BIC and IBAN will not be reachable.


Q. What are the cut-off times for sending outgoing payments from Credit Unions?
CUSOP has 2 outgoing file transfer cut-offs each working day.

File cut off time Settlement Date Delivery time to other banks Posting to account 
9.30 Same day By 16.00 By close of business 
16.00 Next day By 9.00 (next day) Morning next day


Note 1: The ITSP may require to close out your files in advance of the CUSOP cut-off to allow time for file preparation and transmission.

Note 2: Posting to creditor account happens shortly after delivery to other Bank, but this time cannot be guaranteed.

Great loan interest rates from as low as 

 

4.79%

(4.9% APR)

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More Information

For more information about any of our services please feel free to contact us directly.  We will be happy to help in any way we can.

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Loans Services Guide

Loan Services Guide

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Loan Services Guide

Loans from Killarney Credit Union

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Local Service

Great rates

Flexible repayments

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Loan Types

From Home Improvements and Cars to Business Loans and Weddings, we have the perfect loan for you.

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Killarney Credit Union

Our new Green Loan offers great rates for energy efficient home and transport initiatives. Read more here!

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