Holiday Loan
- 8.2% (8.5% APR*)
- Borrow up to €5,000
- Quick decision
Sun, snow, at home, abroad...
For all types of holidays, let Killarney Credit Union get you there!
- 8.2% (8.5% APR*)
- Borrow up to €5,000
- No hidden fees
- Repayments tailored to you
- Quick decision
Great reasons to pick a Holiday Loan from Killarney Credit Union
There are so many reasons to choose our Holiday Loan - here are just a few:
- QUICK DECISION ON LOAN APPLICATIONS.
- Repayment terms tailored to meet your needs.
- Friendly Local Service.
- No penalties for repaying your loan early.
- No hidden fees, transaction charges, or set up fees.
- As your loan decreases so does your interest repayments.
- Benefit from Free Loan Protection Insurance. (T’s & C’s apply.)
- You can apply for and draw down your loan online and in branch.
- No documentation or arrangement fees.
- You can top up your loan if you need more funds (subject to approval).
Further Information:
Loan Repayment Table
Amount
APR*
Term
Number of
RepaymentsWeekly
RepaymentsCost of Loan
Total Loan
Repayable€500 8.5% 1 Year 52 €10.03 €21.10 €521.10 €750 8.5% 1 Year 52 €15.04 €31.66 €781.66 €1,000 8.5% 1 Year 52 €20.05 €42.22 €1,042.22 €1,500 8.5% 1 Year 52 €30.07 €63.33 €1,563.33 €2,000 8.5% 1 Year 52 €40.09 €84.45 €2,084.45 €2,500 8.5% 1 Year 52 €50.11 €105.57 €2,605.57 €3,000 8.5% 1 Year 52 €60.13 €126.69 €3,126.69 €4,000 8.5% 1 Year 52 €80.18 €168.80 €4,168.80 €5,000 8.5% 1 Year 52 €100.22 €211.14 €5,211.14 If you require a larger loan over a longer period please contact us.
Typical APR variable One Year Holiday Loan rate (8.5% APR). Lending terms and conditions apply. Loans are subject to approval. Table is for illustration only and does not constitute a contract. Repayment figures correct as at March 2021.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.
Documentation Required
Completed application form
Simply call to any of our branches and our staff will be happy to assist you.
Proof of Identity
e.g. passport, driver’s license
Proof of Current Address (issued within the last 6 months)
e.g bank statements, utility bill, social welfare letter, government document etc
Proof of Income
e.g 3 most recent pay slips or social welfare payment receipts
For Self Employed Members:
2 most recent years Notice of Assessment and Accounts, Tax Clearance Certifcate. Completed Form F11.
Current Bank Statements
may be required (last 3 months)
Credit Card Statements
(last 3 months)
Other information deemed necessary by the credit union
Holiday Loan Terms & Conditions
- Maximum term is up to 12 months.
- Maximum loan amount is €5,000.
- No top ups allowed.
- We may seek your permission to undertake a credit bureau check with your loan application.
Download a PDF Information Leaflet
Click the icon below to download a PDF with further information.
