Personal Loan

10% (10.5% APR*)
Term up to 8 years
Quick approval

Personal Loans from Killarney Credit Union

We have a loan to suit all your personal needs.

The Personal Loan from Killarney Credit Union is the perfect choice for those personal plans and items. With amounts of up to €50,000 available and repayments tailored to your needs, our Personal Loan is here for you.

10% (10.5% APR*)
Term up to 8 years
Quick approval
Top up possible*
No set up charge

Why choose a Personal Loan from Killarney Credit Union?

Here are a few of the great reasons...

QUICK DECISION ON LOAN APPLICATIONS.
Repayment terms tailored to meet your needs.
Friendly Local Service.
No penalties for repaying your loan early.
No hidden fees, transaction charges, or set up fees.
As your loan decreases so does your interest repayments.
Benefit from Free Loan Protection Insurance. (T’s & C’s apply.)
You can apply for and draw down your loan online and in branch.
No documentation or arrangement fees.
You can top up your loan if you need more funds (subject to approval).
Competitive Loan Rate of 10%. (10.5% APR)
Borrow up to €50,000 over a maximum term of 8 years.
Support your credit union by borrowing locally.

Further information:

Click any of the sections below to learn more about the great value Personal Loan from Killarney Credit Union.

Loan Repayment Table

Amount	APR*	Term	Number of Repayments	Weekly Repayments	Cost of Loan	Total Loan Repayable
€2,000	10.5%	2 Years	104	€21.24	€207.89	€2,207.89
€3,000	10.5%	3 Years	156	€22.27	€473.93	€3,473.93
€5,000	10.5%	3 Years	156	€37.12	€789.91	€5,789.91
€7,000	10.5%	5 Years	260	€34.22	€1,895.04	€8,895.04
€10,000	10.5%	5 Years	260	€48.88	€2,707.64	€12,707.64
€15,000	10.5%	5 Years	260	€73.32	€4,061.46	€19,061.46
€20,000	10.5%	5 Years	260	€97.76	€5,415.28	€25,415.28
€30,000	10.5%	7 Years	364	€114.57	€11,701.85	€41,701.85
€40,000	10.5%	8 Years	416	€139.63	€18,082	€58,082
€50,000	10.5%	8 Years	416	€174.54	€22,601.95	€72,601.95

Typical APR variable personal loan rate (10.5% APR). Lending terms and conditions apply. Loans are subject to approval. Table is for illustration only and does not constitute a contract. Figures correct as at March 2021.

Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating which may limit your ability to access credit in the future.

Documentation Required

Completed application form

Simply call to any of our branches and our staff will be happy to assist you.

Proof of Identity

e.g. valid passport, driver’s license

Proof of Current Address (issued within the last 6 months)

e.g bank statements, utility bill, social welfare letter, government documents etc

Proof of Income

e.g 3 most recent pay slips or social welfare payment receipts

For Self Employed Members:

Notice of assessment and accounts (2 years), Completed Form 11,Tax Clearance Certificate

Current Bank Statements

may be required (last 3 months)

Credit Card Statements

(last 3 months)

Other information deemed necessary by the credit union

Personal Loan Terms & Conditions

Maximum term is up to 8 years.
Maximum loan amount is €50,000.
Maximum number of top ups is 3 per year (subject to board discretion).
We may seek your permission to undertake a credit bureau check with your loan application.

Download a PDF Information Leaflet

Click the icon below to download a PDF with further information.

Loans