Christmas Loan

8.2% (8.5% APR*)
Borrow up to €5,000
Quick decision

Getting ready for Christmas?

Wrap up a bargain with a credit union Christmas loan.

Picking the perfect presents can be hard but the Christmas Loan from Killarney Credit Union is the easy choice to help make Christmas magical.

8.2% (8.5% APR*)
Borrow up to €5,000
Maximum term of 1 year
No hidden fees
Quick decision

Great reasons to pick a Christmas Loan from Killarney Credit Union

Here are just a few of the many reasons to choose our Christmas Loan:

QUICK DECISION ON LOAN APPLICATIONS.
Repayment terms tailored to meet your needs.
Friendly Local Service.
No penalties for repaying your loan early.
No hidden fees, transaction charges, or set up fees.
As your loan decreases so does your interest repayments.
Benefit from Free Loan Protection Insurance. (T’s & C’s apply.)
You can apply for and draw down your loan online and in branch.
No documentation or arrangement fees.
You can top up your loan if you need more funds (subject to approval).
Competitive Loan Rate of 8.2%. (8.5% APR)
Borrow up to €5,000 over a maximum term of 1 year.
Support your credit union by borrowing locally

Further information:

Click any of the sections below to learn more about the great value Christmas Loan from Killarney Credit Union.

Loan Repayment Table

Amount	APR*	Term	Number of Repayments	Weekly Repayments	Cost of Loan	Total Loan Repayable
€500	8.5%	1 Year	52	€10.03	€21.10	€521.10
€750	8.5%	1 Year	52	€15.04	€31.66	€781.66
€1,000	8.5%	1 Year	52	€20.05	€42.22	€1,042.22
€1,500	8.5%	1 Year	52	€30.07	€63.33	€1,563.33
€2,000	8.5%	1 Year	52	€40.09	€84.45	€2,084.45
€2,500	8.5%	1 Year	52	€50.11	€105.57	€2,605.57
€3,000	8.5%	1 Year	52	€60.13	€126.69	€3,126.69

Typical APR Variable One Year Loan (Christmas Loan) 8.5% APR. Lending terms and conditions apply. Loans are subject to approval. Table is for illustration only and does not constitute a contract.
Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may effect your credit rating which may limit your ability to access credit in the future.

Documentation Required

Completed application form

Simply call to any of our three branches and our staff will be happy to assist you.

Proof of Identity

e.g. passport, driver’s license

Proof of Current Address (issued within the last 6 months)

e.g bank statements, utility bill, social welfare letter, government documents etc

Proof of Income

e.g 3 most recent pay slips or social welfare payment receipts

Proof of PPS Number

Correspondance from Revenue / Department of Social Protection, Social welfare receipts

For Self Employed Members:

Set of accounts (2 recent years), Form 11,Tax Clearance Certificate

Current Bank Statements

may be required (last 3 months)

Credit Card Statements

(last 3 months)

Christmas Loan Terms & Conditions

Maximum term is 12 months.
Maximum loan amount is €5000.
No loan top ups allowed.
We may seek your permission to undertake a credit bureau to check with your loan application.

Download a PDF Information Leaflet

Click the icon below to download a PDF with further information.

Loans