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Killarney Credit Union

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Telephone

064 KillarneyCU6631344

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Email

info@KillarneyCUkillarneycu.ie

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About us

Who we are and what we do...

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Telephone

064 KillarneyCU6631344

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Email

info@KillarneyCUkillarneycu.ie

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Locations

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Telephone

064 KillarneyCU6631344

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Email

info@KillarneyCUkillarneycu.ie

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Killarney Credit Union

About Us

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About Us

Killarney Credit Union is a local, not for profit financial institution. We specialise in providing a safe place for savings and loans in our community. Established in July 1970, Killarney Credit Union is proud of its heritage and continues to be governed by our members and voluntary Board of Directors.

Membership of Killarney Credit Union stands at over 34,000 members and we currently employ 28 staff (full time/part time) in our branch offices in Killarney, Kenmare and Cahersiveen.

A credit union is a group of people who save together and lend to each other at a fair and reasonable rate of interest. We offer members the chance to have control over their own finances by making their own savings work for them. Killarney Credit Union is owned by the members — the people who save and borrow with it — people like you.

We are affiliated to the Irish League of Credit Unions. We are governed by the Central Bank of Ireland.

We celebrated our 50th anniversary in 2020.

land blue

Our Branches

View the embedded image gallery online at:
https://www.killarneycu.ie/index.php/about-us#sigProId30f83baa53

 

Mission Statement

Our Mission Statement 

"Our mission is to be a financial cooperative owned and controlled by our members, for the benefit of our members and the community. Consistent with the principals , philosophy and values of the credit union movement. We aim to provide a safe, superior, financial service in a friendly and professional manner with respect for the worth and dignity of our members. We aim to meet the needs of our members- owners, enhancing lives and financial well being while maintaining the strength of Killarney Credit Union".  Adopted 2017

Our Values 

• Sustainability
• Trust
• Integrity and respect
• Transparency
• Personal service
• Compassion
• Social responsibility

Credit Union Principles

Credit Union Ethos

As a Not for Profit Financial Co-Operative our services aim to incorporate the Credit Union Motto “Not for Profit, Not for Charity, but for Service” by

  • Encouraging thrift
  • Creating a source of credit at reasonable interest rates
  • Educating members on the wise use of money
  • Promoting the welfare of the Credit Union community

Credit Union Philosophy

The philosophy of the Credit Union Movement is grounded in the co-operative values of:

  • Equality
  • Mutual Self Help
  • Equity

“People helping People” is at the cornerstone of this philosophy. By working together through co-operation, people can achieve far more together than individually on their own.

Credit Union Operating Principles

The Credit Union Movement has adopted a common set of Operating Principles based on our Ethos and Philosophy

Credit Union Operating Principles are:

  1. Open and Voluntary Membership
  2. Democratic Control
  3. Limited dividends on equity capital
  4. Return on savings and deposits
  5. Return of surplus to members
  6. Non discrimination in race, religion and politics
  7. Services to members
  8. On-going education
  9. Co-operation among co-operatives
  10. Social responsibility

 Credit Union Links

Killarney Credit Union is affiliated to the Irish League of Credit Union. Visit www.creditunion.ie for more details

We are part of World Council of Credit Unions www.woccu.org

 

Our Staff

 

Mark Murphy

Mark Murphy

CEO
Elma Culloty

Elma Culloty

Operations Manager
Shane Foley

Shane Foley

Risk & Compliance Manager
Tom Ahern

Tom Ahern

Financial Officer
Karena McCarthy

Karena McCarthy

Marketing Officer
Brendan Lynch

Brendan Lynch

Team Lead / Senior Loans Officer
Therese Buckley

Therese Buckley

Team Lead / Senior Loans Officer
Elma Shine

Elma Shine

Branch Manager, Cahersiveen
Darren Casey

Darren Casey

Branch Manager, Cahersiveen
Amanda O'Sullivan

Amanda O'Sullivan

Kenmare Branch Lead
Elaine O Shea

Elaine O Shea

Credit Control
Jennifer McCarthy

Jennifer McCarthy

Member Services
Mairead Brosnan

Mairead Brosnan

Member Services
Miriam McCarthy

Miriam McCarthy

Member Services 
Donagh Barry

Donagh Barry

Member Services 
Noreen O'Sullivan

Noreen O'Sullivan

Senior Loan Officer
Joe Lyne

Joe Lyne

Senior Loan Officer
Johnny O Neill

Johnny O Neill

Member Services 
Kathleen O'Leary

Kathleen O'Leary

Member Services 
Angela McCarthy

Angela McCarthy

Member Services 
Margaret Moynihan

Margaret Moynihan

Credit Control
Emma Looney

Emma Looney

Office Administrator / Reception
John Casey

John Casey

Member Services 
Eileen Dineen

Eileen Dineen

Member Serivces 
Ciara Cronin

Ciara Cronin

Risk & Compliance
Sheila Coffey

Sheila Coffey

Member Services 
Dara Moynihan

Dara Moynihan

Member Services
Claudia Buckley

Claudia Buckley

Member Services
Gillian Spillane

Gillian Spillane

Member Services
Noreen Landers

Noreen Landers

Member Services
 

Our Directors

2024 Board of Directors & Management

 

Directors

 

Joy Clifford Vaughan

Joy Clifford Vaughan

Chairperson

Joy Clifford-Vaughan is the Chairperson of Killarney Credit Union. She has served on the Board of Directors for 12 years beginning her credit union career in Kenmare and following a merger joined the Board of Killarney Credit Union.

She has an honours BA with majors in English and History and minors in Irish and Sociology, an honours Higher Diploma in Education and a Certificate in Credit Union Governance, all from UCC.

She also has a Diploma in Corporate Governance from the Corporate Governance Institute of Ireland which is a formal qualification for board directors.

Joy is a strong advocate for the positive impact credit unions can have on their community and has a particular interest in environmental and social governance. She is proud to lead Killarney Credit Union as it goes from strength to strength as the foremost provider of modern, fair and ethical financial services for the people of Killarney, Kenmare and Cahersiveen.

Pat Sheehan

Pat Sheehan

Secretary

Pat Sheehan is from Killarney. He is a member of the Board for the past 11 years. He has served as Chairman, Vice Chairman and is currently Secretary to the Board. He is currently a member of the Nomination Committee and Investment Committee. In 2021 Pat was elected to the Board of the Irish League of Credit Unions where he is a current director and member of the Presidents Committee and Governance Committee. Pat holds a Certificate in Credit Union Business, a Diploma in Corporate Governance and is currently undertaking the Accredited Product Advisor (APA) qualification.

John Long

John Long

Vice Chairperson

John Long is a long-standing Director of Killarney Credit Union having served as Chairperson, a member of the nominating Committee, sponsorship committee, credit committee and executive committee. John served as a Director on the Board of the Irish League of Credit Unions for over 10 years. He is currently serving as Chairperson for Chapter 23 Kerry & West Limerick Credit Unions.

Ger Galvin

Gerard Galvin

Gerard Galvin is from Killarney and has been involved in voluntary organisations since 1979. He has been heavily involved in local GAA clubs such as Spa GAA and East Kerry. He has also been active in a voluntary capacity with Kerry County Board and Fitzgerald Stadium Committee.   Gerard worked for 37 years as a psychiatric nurse and is now retired.  Gerard was co-opted onto the Board of Directors in March 2017.

Jacqueline O'Leary

Jacqueline O'Leary

Jacqueline O'Leary has been a Director with Killarney Credit Union since 2014. She is a qualified accountant while holding a Bsc. in Computer Science from UCC and Higher Diploma in Business from UL. She is from the Killarney area. During her time with KCU she has been a member of both the Credit Control and Audit & Risk committees. She is also a member of the Board of Management in a local school. In her spare time she enjoys walking, reading and yoga..

Eileen Casey

Eileen Casey

Eileen Casey lives in Killarney and has served on the Board of Killarney Credit Union since 2020.  She has been involved in a voluntary capacity with Spa GAA for many years and has served as secretary and treasurer.  Eileen is currently working as an assistant accountant with FDC accountants in Killarney.

Elaine O Riordan

Elaine O Riordan

Elaine lives in Headford, Killarney works as the Senior Compliance officer for a renewable energy company called Statkraft. She has a Commerce Degree from UCC, and has completed a LIA Credit Union - Governance and Risk, and holds an International Certificate in Compliance. Elaine was co-opted onto the Board of Directors in October 2019.

Frank McGonigle

Frank McGonigle

Married and living in Kenmare.  Father to 2 children and 3 grandchildren.  Born in Cork - lived and worked in several towns through out Ireland.  Worked with Bank of Ireland for 42 years in a variety of roles including Marketing Dept in Waterford, Credit Dept in Cork, HR Manager for Munster, and Branch Manager Kenmare for 20 years.  Holds a Variety of Banking Certificates / qualifications.  Frank was co-opted on to the Board of Directors in 2020.

Eleanor Turner

Eleanor Turner

Eleanor lives in Caherdaniel. She was co-opted onto the board in 2023. Eleanor has a background in marine biology, environmental education, sustainable development, multidisciplinary research and community development. She currently works with Kerry County Council as Biodiversity Officer, having previously worked as Biosphere Officer with SKDP on the Kerry UNESCO Biosphere Reserve, research assistant on state funded research projects on the Sustainable Development Goals and circular economy and various roles in community, post-primary and primary education. Eleanor has for several years been involved in a voluntary capacity with several community groups including Coiste Pobal CathairDonal and the Caherdaniel Rowing Club.

Jerry Morely

Jerry Morely

Jerry Morley was co opted onto the Board of Directors in January 2024. Jerry began his credit union career as a volunteer with Kenmare Credit Union in 1991. He became an employee in 1995 and retired in 2013. Jerry achieved a Diploma in Credit Union Studies in UCC in 1995. Jerry lives in Kilgarvan and is actively involved in the local employment scheme. In his spare time he enjoys walking, reading and travelling.

Jacinta O'Shea

Jacinta O'Shea

Jacinta O’Shea is a primary teacher and Deputy Principal at Caherdaniel National School. With a strong passion for leadership, she is committed to fostering positive relationships and nurturing growth within her school community. Outside of her professional life, Jacinta enjoys hillwalking, swimming and embracing the natural beauty of her surroundings in Waterville. She has recently discovered a love for golf and is enthusiastic about developing her skills in this area going forward. Jacinta was co opted onto the Board of Directors in December 2024.

 

 

Board Oversight Committee

 

Bernard Hourihan

Bernard Hourihan

Chairperson

Bernard Hourihan lives in Kenmare, originally from Dingle. He has extensive experience of the financial services industry having worked in the Insurance Sector since 1983. He served as a Company Director for 18 years with O'Leary Insurances Ltd retiring in 2017. He was a member of the Insurance Institute of Ireland and completed all CPD training in accordance with Central Bank of Ireland requirements. He joined the Board of Directors in December 2017, served over 2 years before transferring to the Board Oversight Committee in March 2020.

Sean O'Sullivan

Sean O'Sullivan

Sean O’Sullivan lives in Killarney. During his working career he worked in all aspects of manufacturing and worked for 35 years with BorgWarner Tralee. He also worked with Kerry Enterprise Board. Sean is now enjoying retirement and is a part time Farmer. In his spare time he is a volunteer with Kerry Mental Health. Sean has been on the Board Oversight Committee since December 2021.

Christine Carroll

Christine Carroll

Christine is from Kenmare originally.  She moved to Killarney in the late 70's where she met and married her husband Dennis.  Christine is a former employee of the HSE having worked as Area Administrator of Mental Health Services in Kerry.  Christine is a keen sportsperson excelling in basketball and later in golf.  Christine was Lady Captain of Killarney Golf & Fishing Club in 2013. Christine joined the BOC in May 2023.

 

 Killarney Credit Union Board of Directors

Our Offices

Head Office, Beech Road, Killarney

Beech Road

Killarney Road, Kenmare

Kenmare low res

 1-3 O Connell Street, Cahersiveen

CCU EDITED compressed

Great loan interest rates from as low as 

 

4.79%

(4.9% APR)

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