Killarney Credit Union

This email address is being protected from spambots. You need JavaScript enabled to view it.

icon handshake

Loans

Great rates, flexible options and friendly local service.

 
Beech Road

064 KillarneyCU6631344

link

 
Park Road

064 KillarneyCU6631344

link

 
Kenmare

064 KillarneyCU6631344

link

Image not available
Become a Member
Contact Us
This email address is being protected from spambots. You need JavaScript enabled to view it.

Home Improvement Loans

banner image 1

Get the newsletter!

Sign up now.

Learn more...

 
Beech Road

Email us...

This email address is being protected from spambots. You need JavaScript enabled to view it.

 
Park Road

Email us...

This email address is being protected from spambots. You need JavaScript enabled to view it.

 
Kenmare

Email us...

This email address is being protected from spambots. You need JavaScript enabled to view it.

Image not available
Become a Member
Contact Us
This email address is being protected from spambots. You need JavaScript enabled to view it.
Killarney Credit Union

Loans

link loans

Bills Loan

Make life a little easier by spreading the cost of household bills over 12 months. A bills loan allows you to meet the cost of household expenses throughout the year, while also allowing you to hold onto current savings and budget accordingly.

 

Benefits

 

  1. You have a range of repayment options to suit your circumstances.
  2. Killarney Credit Union makes a cheque payable to the bill provider/s on receipt of the bill.
  3. You can borrow up to €5,000 during the term.
  4. You can use the bills loan for many different purposes e.g. car tax/insurance, property tax, water charges, house insurance, health insurance, tuition costs, heating costs etc. It is very suitable for annual reoccurring bills.
  5. You benefit from loan protection insurance at no added cost (terms & conditions applies).
  6. No set up charge or account fees.
  7. You can protect your loan with repayment protection insurance (terms & conditions applies).
  8. You can avail of free life, disability and critical illness cover on your loan (terms & conditions applies).
  9. Quick approval for smaller loans.
  10. As your loan decreases, so does your interest repayments.

 

 

Loan Repayment Table

Amount Term APR* Weekly Repayments Total Cost of Credit
€500 52 Weeks 8.5% €10.02 €20.86
€750 52 Weeks 8.5% €15.03 €31.39
€1,000 52 Weeks 8.5% €20.04 €41.99
€1,500 52 Weeks 8.5% €30.06 €63.04
€2,000 52 Weeks 8.5% €40.09 €84.15
€2,500 52 Weeks 8.5% €50.11 €105.23
€3,000 52 Weeks 8.5% €60.13 €126.34
€4,000 52 Weeks 8.5% €80.17 €168.52
€5,000 52 Weeks 8.5% €100.21 €210.75

Typical APR variable bills loan rate (8.5% APR). Lending terms and conditions apply. Loans are subject to approval. Table is for illustration only and does not constitute a contract. Warning: If you do not meet the repayments on your loan, your account will go into arrears. This may effect your credit rating which may limit your ability to access credit in the future.

  

Documentation Required

  • Completed application form - Simply call to any of our three branches and our staff will be happy to assist you.
  • Proof of Identity - e.g. passport, driver’s license Proof of Current Address (last 3 months) e.g bank statements, utility bill, social welfare letter, government document etc
  • Proof of Income e.g 3 most recent pay slips or social welfare payment receipts
  • For Self Employed Members: 2 most recent years Notice of Assessment and accounts Tax Clearance Certicate
  • Current Bank Statements may be required (last 3 months)
  • Credit Card Statements may be required (last 3 months)
  • Other information deemed necessary by the credit union

 

Bill Loan Loan Terms & Conditions

  • Maximum term is 12 months.
  • Maximum loan amount is €5,000 (net of shares).
  • Member will be asked to complete an estimate of bills for the year.
  • Weekly payment is recommended for this loan product.
  • You can avail of 1 top up during the term, but it cannot extend beyond the 12 month term.
  • The full amount of the loan is drawn down together and lodged into a sub account.
  • Payment is made by cheque to the bill provider through the credit union, once bills are supplied by the member.
  • We make seek your permission to undertake a credit bureau check with your loan application.

 

 

 

Download the information leaflet as a PDF

icon files

bullet1 Apply Now! bullet1b

Click here to fill out our quick online enquiry and we'll be straight back to you...

link

OMI12186 Killarney DIY Twitter Cover

Loans

Low cost loans

Competitive rates

Fast loan approval

Read more...

Savings

Multiple options

Ease of access

Security & peace of mind

Read more...

Other Services

Foreign Exchange

Paypoint

Insurance Products

Read more...